Home Purchase

PURCHASE

  If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Helping Hand Lending, Inc., we are dedicated to finding the loan that fits your individual needs.

Paperwork Needed

To apply for a loan, you will have to provide the lender with   detailed documentation of your financial history. The lender will   request a credit report from a credit agency and will verify the   information provided in your loan application. Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers 
  • Copies of checking and savings accounts statements for the past two months 
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program) 
  • Recent paycheck stubs 
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment 
  • The name and address of someone who can verify your employment 
  • Residence history for the past two years 
  • Sales contract for the purchase of a new home 
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association